As we are heading towards Christmas I can already hear the Coca Cola truck sound and the “holidays are coming…..” song in my head.
Here are 7 ways you can save money this Christmas:
1. Plan ahead – lack of planning leads to buying items wherever you can get them on short notice. We usually make a list of people we will buy gifts for and write down what we are going to buy. We then write down what food we are going to cook and we can make a shopping list from that.
2. Make rather than buy Christmas decorations – gazillion YouTube videos are showing how to make inexpensive decorations. Some of the excellent examples below. Maybe you are yawning already, next tip might wake you up!
3. Make own alcohol – it isn’t too late to make some wine out of the kit and how wonderful it would be to serve wine made by yourself. It would make having that glass of wine a little bit more special. It also is a lot cheaper. Especially since you can sell equipment later if you do not wish to continue making it. While you probably won't make Miraval Rosé like Angelina and Brad, some of the kits enable you to make 6 bottles of wine at under £1 per bottle. Now that's a great Christmas tip!
4. Use store discount offers like the one at Ocado here, when you spend £80 you will get £20. That’s 25%! off your shopping. You can share this tip with family and friends. Every person who clicks below completes the form with their full name and email will receive an invite from Ocado to register and use the voucher. You will also sign up to my mailing list. Don’t worry I promise not to spam your email. Not sure how long this will last so get in there quickly and . . . . .
Claim your free £20.
Please note when you sing up for this I will receive a kick back from Ocado. New Ocado customers only.
5. Make money in advance and save – creating Christmas fund even few weeks beforehand can make a real difference. While that’s not saving money tip per se, nevertheless an important one. You can also sell your old gadgets on eBay or Facebook marketplace and put that towards your Christmas fund. We all have some clutter around the house.
6. You know I hate debt and would never encourage people to get in debt, however, if you are planning on spending money on credit card during Christmas you might as well do it smartly. What do I mean by that? If you currently hold a credit card the likelihood is that your interest-free period has already ended and if you were to purchase something you’d need to pay it back within a month or pay interest whilst you pay it off. The alternative would be to get a new credit card with interest-free period and spread paying back with no interest. It’s little things like that that add up in the long run. Some decent cards below.
7. Share Christmas time with your friends and family. We all know that Christmas is the time of cooking and eating, but a lot of food we cook during Christmas ends up in the bin. We usually spend Christmas with family or friends and everyone will cook a couple of things and we will share the eating experience. It results in some funny things happening occasionally.
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My name is Witold, but I call myself a frugal alien on this blog. Why? Because I feel like one when talking to people about personal finance. I write about financial independence and ideas surrounding it whilst embarking on that journey with my wife.
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