As we are heading towards Christmas I can already hear the Coca Cola truck sound and the “holidays are coming…..” song in my head.
Here are 7 ways you can save money this Christmas:
1. Plan ahead – lack of planning leads to buying items wherever you can get them on short notice. We usually make a list of people we will buy gifts for and write down what we are going to buy. We then write down what food we are going to cook and we can make a shopping list from that.
2. Make rather than buy Christmas decorations – gazillion YouTube videos are showing how to make inexpensive decorations. Some of the excellent examples below. Maybe you are yawning already, next tip might wake you up!
3. Make own alcohol – it isn’t too late to make some wine out of the kit and how wonderful it would be to serve wine made by yourself. It would make having that glass of wine a little bit more special. It also is a lot cheaper. Especially since you can sell equipment later if you do not wish to continue making it. While you probably won't make Miraval Rosé like Angelina and Brad, some of the kits enable you to make 6 bottles of wine at under £1 per bottle. Now that's a great Christmas tip!
4. Use store discount offers like the one at Ocado here, when you spend £80 you will get £20. That’s 25%! off your shopping. You can share this tip with family and friends. Every person who clicks below completes the form with their full name and email will receive an invite from Ocado to register and use the voucher. You will also sign up to my mailing list. Don’t worry I promise not to spam your email. Not sure how long this will last so get in there quickly and . . . . .
Claim your free £20.
Please note when you sing up for this I will receive a kick back from Ocado. New Ocado customers only.
The other day as I was driving to the client’s site sipping on the coffee from my travel cup. I drove past Starbucks drive through listening to another episode of the excellent Afford Anything podcast. It was a wet miserable, sleepy morning. The line at Starbucks was really long as the fellas and gals in their BMWs and Audis were queuing up to buy themselves a morning shot of caffeine.
I thought about perception of guilt as I was driving past them. Are some people wired differently, is it the upbringing or is it consciousness of money. I don’t know. I would feel terribly guilty about buying coffee at Starbucks every day and don’t get me wrong I love good coffee, but even at that level we try to focus on living frugally. Might make us look like aliens but we don’t care. I love coffee, but it simply is not worth what Starbucks charges for it.
The story of frugal coffee
I saw my coffee habit as an unnecessarily costly spending and decided to minimise the cost of it rather than eliminating all together. I am way too strongly addicted to ditch coffee all together!
Due to my clear interest in investment, I am constantly haunted by adverts. About a week ago one of these adverts convinced me to click on it and sign up to an amazing free property investment workshop. Since we are planning to buy an investment property in 2021 I thought to myself that I have nothing to lose. I knew that the purpose of those workshops is to sell something at the end, but I was pretty sure that I can resist the urge.
I attended this workshop today and wanted to write a short review of this workshop. Please note that this review only applies to the specific workshop I attended and no other you might see advertised.
The event was hosted under brand Perform in Property and was held at fairly nice DoubleTree Hilton Hotel.
After making my way onto conferencing floor "C" I was greeted by one of the hosts who has given me a completely useless name-tag. I quickly found out where I can get coffee. After filling my cup with quality brew from a cranky machine I sat down and started to wonder who out of the guests in the lounge area are serious about this and who like myself decided to come to take a look.
At right on dot 10:30 we were invited to take a sit in one of the small conference rooms. We were introduced to people who were leading workshop and to my surprise they were not people I expected. The event was advertised with faces of Steve Backley and Roger Black. They are both Olympic medalists allegedly turned property investors. Instead of them leading the event we got to watch a short video where they introduce the program.
My name is Witold, but I call myself a frugal alien on this blog. Why? Because I feel like one when talking to people about personal finance. I write about financial independence and ideas surrounding it whilst embarking on that journey with my wife.
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